It’s harvest time and our colleagues all over America are “burning the midnight oil” in an effort to stem the ever-rising tide of personal tax returns our profession is charged to prepare. In a perfect world we’d have met with most (many, some, a few …) of our clients back in September for a preliminary tax planning session. Yeah, and in that world I’d exercise daily, floss after every meal, write in my journal regularly, and spend more quality time with my spouse. And none of my clients would be fee sensitive, and all would be proactive in financial matters. I wonder what color the sky would be in that world. Read more...